Insurance Disclosures
Effective August 18, 2026
This website provides general educational information. It is not an offer, policy illustration, recommendation, or substitute for personalized insurance, tax, investment, or legal advice.
Licensing and nationwide support
Eliza Reinhart is personally licensed as an insurance professional in Ohio and Florida. Individuals in other states may still contact Aegis Financial Group and may be connected or referred to an appropriately licensed insurance professional within our nationwide network. Any insurance application or policy transaction will be handled by a professional who holds the required license for the client’s state. Insurance products, features, riders, underwriting classes, and availability vary by state, carrier, eligibility, and policy terms. A conversation does not create a client relationship or guarantee coverage.
No securities or advisory services
Aegis Financial Group LLC does not offer securities, investment-advisory services, or individualized investment advice. References to financial protection, retirement, income, or legacy describe insurance-based concepts and should not be interpreted as securities recommendations.
Product considerations
Life insurance and annuity products may include premiums, policy charges, interest-crediting limitations, participation rates, caps, surrender periods, withdrawal restrictions, tax consequences, exclusions, and other conditions. Policy loans and withdrawals may reduce cash value and death benefits and may cause a policy to lapse. Guarantees depend on the claims-paying ability of the issuing insurer.
Indexed insurance products are not directly invested in a stock market index. Past index performance does not predict future credited interest. No representation on this website guarantees a particular return, income level, tax result, or financial outcome.
Living benefits
Living-benefit riders are subject to eligibility requirements, qualifying events, limitations, exclusions, and carrier terms. Benefits may reduce the policy’s death benefit and may have tax or public-assistance implications.
Wills and trusts
Legal documents and legal services are provided through independent legal-services professionals or partners. Aegis Financial Group LLC does not practice law and does not provide legal advice.
Consumer education
Before purchasing coverage, review the carrier’s policy contract, illustration, buyer’s guide, disclosures, and any required replacement notices. The National Association of Insurance Commissioners offers consumer resources at content.naic.org.